Learn the skills now.
Pay for them over time.
Finance your Nexify Academy program with Climb Credit — the student lender built for career-focused training. Fixed monthly payments, a 5-minute application, and checking your rate never touches your credit score.*
Estimate your monthly payment
at Climb's fixed rates of 9.79% to 23.25% APR
Illustrative estimate only, not an offer. Your actual rate, term and payment are set by Climb Credit after you apply, based on your state, program, loan product and credit history.
Who is Climb?
A lender that only funds learning that leads to a career
Climb Credit finances skills-based, career-focused programs like ours — not general-purpose loans. They treat your education as an investment in your earning power and keep the terms simple and fixed.
Climb is independent of Nexify Academy. The whole process is paperless and works on your phone, tablet or computer, and once your loan is final Climb pays your tuition directly to us.
Check your rateAffordable & flexible
Monthly payments sized to your budget, with options to defer while you study.
Clear from day one
Fixed rates and terms you see before you sign — no surprises later.
Builds your credit
Paying on time helps strengthen your credit history.
Fast & fully online
Apply in about five minutes and e-sign in a few clicks.
Pick a program, spread the cost
Every Nexify Academy program qualifies. Here is what some of them cost and roughly what that looks like over 24 months.
Monthly figures are illustrative at Climb's published 9.79%–23.25% APR range; your offer comes from Climb.
Financing that works for learners
Everything you need to fund your program with confidence — from a fast application to flexible repayment.
5-minute application
Fully online, with the option to add a co-borrower. Most people finish in about five minutes.
No impact to apply
Checking your rate is a soft credit pull, so applying alone won't affect your score.*
Instant decisions
Most applicants get a decision immediately, then accept and e-sign in a few clicks.
Fixed interest rates
Rates are always fixed (9.79%–23.25% APR), so your payment never jumps.
Pay off early, free
Prepay part or all of your loan at any time — there is never a prepayment penalty.
MinPay while you study
A small monthly payment during deferment keeps repayment manageable until it fully begins.
From application to your first class in four steps
A short form with us, then Climb takes it from there.
Tell us your program
Fill in your details and the tuition you want to finance. It takes a minute and reserves your interest in the program.
On Nexify AcademyApply with Climb
Climb asks for your legal name, contact details, Social Security Number and income. A co-borrower is optional.
On climbcredit.comGet your decision
Most students hear back right away. Review your fixed rate and term, then accept and e-sign.
On climbcredit.comStart learning
Climb pays your tuition to Nexify Academy, we confirm your seat, and you repay Climb in fixed monthly payments.
Back with usChoose when repayment starts
Climb offers several plans so you can manage payments while you are still learning. Which ones you are offered depends on your loan.
No deferral
Your first full payment is due one month after Climb funds your loan.
Interest-only
Smaller, interest-only payments while you study; full payments start a month after funding.
Full deferral
Defer payments during your program; repayment begins when the deferral period ends.
MinPay
A low, fixed payment during deferment before full repayment begins.
Loans are serviced by Launch Servicing — enrol in autopay for a 0.25% interest-rate discount.
more likely to be approved with a co-borrower
A co-borrower signs the loan with you and agrees to make payments if you ever cannot. As long as your co-borrower qualifies, so do you.
Approval is easier with a co-borrower
Adding someone who qualifies — a parent, partner, friend or relative — can get you approved and may lower your interest rate.
- Add a co-borrower right in Climb's application
- Their credit can strengthen your application
- You may receive a lower fixed rate
You still have options
There is no limit on how often you can apply, and every application is only a soft credit pull.
Reapply with a co-borrower
As long as they qualify, so do you.
Check your credit report
Free reports from all three bureaus at AnnualCreditReport.com — look for mistakes.
Fix errors and try again
Correct anything inaccurate, then reapply. Our team can also talk you through other ways to pay.
Questions students ask about Climb
Will applying hurt my credit score?
No. To show the rates and terms you qualify for, Climb runs a soft credit pull, which does not affect your score. Only after you accept a loan and it is funded does Climb request your full credit report (a hard pull).
How much can I finance?
Up to your full tuition for the program — in some cases less a deposit paid directly to Nexify Academy.
What interest rate will I get?
Climb's rates are always fixed and range from 9.79% to 23.25% APR. Your rate depends on your state of residence, the program, the loan product and your credit history. Autopay takes 0.25% off.
When is my first payment due?
It depends on the plan. With no deferral or interest-only deferral, your first payment is due one month after the loan is funded. With full deferral, it is due when the deferral period ends.
Can I pay my loan off early?
Yes — in part or in full, at any time, with no prepayment penalty.
Can I add a co-borrower?
Yes. A co-borrower who qualifies can improve your chance of approval and may lower your rate.
What do I need to apply?
Your legal name, contact details, Social Security Number and income information. The application is online and takes about five minutes.
Who do I contact about my loan?
Climb's Student Success team: hello@climbcredit.com or live chat at climbcredit.com, Monday–Friday, 10am–8pm ET. For questions about your program, contact Nexify Academy.
Your next career move shouldn't wait for your savings
Check your rate in minutes — it won't affect your credit score* — and start Nexify Academy while you pay over time.
Prefer to go straight to Climb? climbcredit.com/apply/nexify
*To check the rates and terms you qualify for, Climb runs a soft credit pull that does not affect your credit score. Once a loan is accepted and funded, Climb requests your full credit report from one or more consumer reporting agencies — a hard credit pull, which may affect your credit.
Climb's fixed interest rates range from 9.79% to 23.25% APR and depend on factors including your state of residence, program, loan product and credit history. Payment estimates on this page are illustrative and are not an offer of credit. Loans are made by Climb Investco, LLC (Registered as Climb Credit Investco, LLC in Florida). California Finance Lender #60DBO-44527. NMLS Consumer Access (NMLS# 1240013). Nexify Academy does not endorse and is not affiliated with Climb Investco, LLC; all loan terms are between you and Climb.